Most viable UK businesses that struggle to access the right funding are not bad businesses.
They are businesses that have been matched to the wrong lender, sold the wrong product, or advised by someone who was optimising for their own income rather than yours.
I'm Paul Goodman. I founded Goodman Corporate Finance to do this differently.

I spent ten years in accountancy practice, working closely with SME owners every day. Then I ran a manufacturing business myself for six years and experienced first hand what it means to need the right finance and struggle to find it.
That experience stays with me. It is the reason I built this firm.
I have now spent over 20 years in commercial finance, arranging more than £3 billion for UK businesses across every major product type and sector. I chaired the NACFB, the national trade body for commercial finance brokers for over a decade.
But what drives me is not the volume. It is the conviction that too many businesses that deserve better are being let down by a market that too often puts its own interests first.
That is what I built Goodman Corporate Finance to address. And it is what I work on every day.
Paul Goodman, Founder
The single biggest issue we see at the moment is SME owners who have taken on short-term, expensive debt usually arranged by a broker who placed them with a high-commission lender rather than finding what actually suited the business.
Some are now trapped in multiple expensive facilities. Cash flow is under pressure. The cost of that debt is working against the business rather than for it.
If that sounds familiar, it is more common than you might think. And in most cases, there is a better route available.
We spend a significant part of our time refinancing businesses out of exactly these situations, finding the right structure, with the right lender, at a cost the business can genuinely sustain.
If you are in this position, or you want to make sure you never end up in it, this is the conversation to have before you commit to anything.
We are paid as a by-product of doing a good job, not as a reward for placing you with whoever pays us most. We find the right finance for your situation. The income follows from that. Not the other way around.
What that means in practice:
We do not charge you for our time. Our fee model means we are incentivised to find the right answer, not a fast one.
All lender fees and broker commissions are made fully transparent before you sign anything. No surprises. No conflicts you have not been told about.
If a product is wrong for your business, we will say so. If the timing is not right, we will tell you. Honest advice at the right moment is more valuable than a deal done badly.
In commercial finance, advising UK SMEs
Arranged for businesses across every major finance type
Over a decade chairing the national trade body for commercial finance brokers
When your business is ready to scale and needs the capital to do it properly.
Keeping your business moving when cash flow creates pressure.
Unlocking money tied up in unpaid invoices without waiting.
Funding the equipment and assets your business needs to operate and grow.
Commercial mortgages, development finance, and property-backed lending.
Short-term funding when speed and certainty matter.
Supporting businesses that buy, manufacture, or trade across borders.
Revenue-based finance for businesses with consistent card sales.
Childcare | £9.1 million | Growth finance
A 24-nursery group with 16 Ofsted Outstanding ratings needed £9.1 million to invest in its facilities and achieve its long-term growth ambitions. Their existing banking relationship wasn't positioned to deliver it. We introduced the deal to Lloyds Bank and managed the process through to completion.
"The funding from Lloyds Bank will be invaluable in helping us to achieve our long-term ambition of obtaining Outstanding for all of our nurseries."
Adrian Mason,
Operations Director
Engineering| £3.25 million| Asset-based lending
A 50-year-old Scottish engineering business needed refinancing and growth capital following its acquisition. We ran a market-wide search, hand-picked four specialist lenders, and secured £3.25 million including £500,000 for growth within eight weeks.
"Goodman Corporate were spot on in terms of their assessment of IGF. We would have no hesitation in highly recommending them."
Stephen Penrice,
Financial Controller
Manufacturing| £4.35 million |Invoice and trade finance
A UK outdoor play equipment manufacturer with complex international supply chains needed a banking partner who understood both its working capital cycle and its global ambitions. We delivered during a pandemic, when most high street banks weren't lending.
"Their support will allow us to advance to the next step of our journey as an international business."
Paul Schaffer
Managing Director
Practical guides on commercial finance, written for business owners rather than bankers.
These guides cover the things I find myself explaining most often: how broker commission actually works, what funding options exist beyond loans and overdrafts, why invoice finance is usually a better answer than a term loan for a growing business, and how to think about funding before you borrow anything.
They are not sales documents. They will tell you when a product is not right for your situation as readily as when it is.
Two of the businesses we have built sit alongside Goodman Corporate Finance for a specific reason.
They exist to serve founders who face structural barriers that good businesses should not have to navigate.
If you have served in the armed forces and you are now building or running a business, you deserve support from someone who understands your background and takes your ambition seriously.
Finance for Forces was built to provide that, practical, commercially serious support for veterans, serving personnel, and the wider forces community seeking business finance.
Female founders are consistently underserved by a market that misreads risk, undervalues potential, and provides inadequate routes to capital.
Female Founder Finance exists to address a practical commitment to making the market work better for the businesses it too often overlooks.
The process was smooth and Goodman Corporate Finance delivered as promised under serious time pressure. They make things happen. A pleasure to work with.
Pleasure to deal with yourselves and also to meet face to face. Excellent service. All information explained in "normal simple terms" easy to understand. Reaction to our request was instant and resolved within the timescales advised.
We could not be happier with the service we received from Goodman Corporate, who were friendly, efficient and professional through out our correspondence. Thanks for everything.
There is no obligation and no sales pitch. If you are trying to understand your options, you have been turned down and want to know what else might be possible, or you are already in an expensive facility that is not working for your business I would like to hear from you.
Tell me briefly what your business needs, how much, and what it is for. That is enough to start a useful conversation.
The most direct way to reach me is by email
© Copyright - Goodman Corporate Consultancy Ltd
Goodman Corporate Finance is a trading style of Goodman Corporate Consultancy Ltd. Company no 5364029.
Goodman Corporate Finance Limited is an FCA authorised Credit Broker and not a lender.
We typically receive a payment (s) or other benefits from the finance provider if you decide to enter into an agreement with them depending on the chosen provider and their commission or incentive models. This will be disclosed with full transparency upon engagement.
Goodman Corporate Consultancy Ltd is Authorised and Regulated by the Financial Conduct Authority under number 733340.
Goodman Corporate Finance is registered with the ICO no. Z1828753.