To administer and service an application for funding and any advance that may be made by any lender within panel of the Goodman Financial Group and for related purposes; we may obtain, use and process personal data and transfer such data to our group companies, professional advisers, third party mortgage services and administration companies and our group funders and their professional representatives. Such data may include “sensitive personal data”, as defined by the Data Protection Act 1998. You will provide us with any updated financial information which we may reasonably and properly request. We will use the information to assess the application, to approach a number of selected funders and, subsequently, in negotiations for the issue of an offer of funding with them. We will record this information (whether in manually operated or automated systems) and retain it only as long as we are required by law to do so. We will keep it as securely as possible.
You consent to disclosure by us of any confidential information (whether financial or otherwise) to any person who
may be asked to provide any security or guarantee for the mortgage or their legal adviser. You agree to us discussing
the progress of this application and any associated matters with, and to sending copies of any correspondence to
chosen lenders.
It is important that you provide accurate and updated information. The lenders will search records relating to you
at credit reference agencies (“your records”). They may add details of their search and your application to your records and this will be seen by other organisations that make searches. They may also check at fraud prevention agencies to prevent or detect fraud.
If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention
agencies. Law enforcement agencies may access and use this information. You may notify us at any time if you
believe that the information we hold is inaccurate and apply to have such information corrected with the relevant agencies.
We and other organisations may also access and use this information to prevent fraud and money laundering; for
example, when:
• Checking details on applications for credit and credit related or other facilities
• Managing credit and credit related accounts or facilities
• Recovering debt
• Checking details on proposals and claims for all types of insurance
We and other organisations may access and use, from other countries, the information recorded by fraud prevention
agencies.
The credit reference agencies and the fraud prevention agencies will also use your records for statistical analysis
about credit, insurance and fraud. They may also use information about you to carry out market research.
If you have made a joint application or tell us that you have a spouse or financial associate, we will link your records
together so you must be sure that you have their agreement to disclose information about them. Credit reference
agencies also link your records together and these links will remain on your and their files until such time as you or
your partner successfully files for a disassociation with the credit reference agencies to break that link.
We may also use the information to monitor and analyse our business and, unless you instruct us in writing not to do so, contact you with details of products or services which may be of interest to you
You agree to these provisions and where appropriate, confirm that you have the requisite authority to do so. You and the individuals named have a right under the Data Protection Act 1998 to receive a copy of the personal information that we hold about you by sending a written request to the following address: Goodman Corporate Consultancy Limited, 274 Breedon Street, Long Eaton, Nottingham NG10 4FD. A small charge may apply for this request.
Telephone calls between us and you in connection with the application and any loan may be recorded for monitoring
or regulatory purposes or to maintain and improve our service or for training staff.